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Our Products

Our Products can be bought directly from our website and are also offered in partnership with comparison sites, broker networks and Independent Financial Advisers (IFAs)

REALM INCOME PROTECTION

(ACCIDENT, SICKNESS AND UNEMPLOYMENT)

Pays a monthly income if you are prevented from earning an income due to accident, sickness or involuntary unemployment.


For Accident and Sickness insurance, the Realm 60 product is offered on an 'own' occupation basis. The Realm Rescue and Realm 120 products are offered on 'suited' occupation basis.

REALM 60

  • Monthly Benefit up to £2000
  • 12 Months Claim Period
  • 60 Days Unemployment Exclusion Period

REALM RESCUE

  • Monthly Benefit up to £1500
  • 12 Months Claim Period
  • 90 Days Unemployment Exclusion Period

REALM 120

  • Monthly Benefit up to £2000
  • 12 Months Claim Period
  • 120 Days Unemployment Exclusion Period

Please read the Insurance Product Information Document (IPID) which is a summary of the key information relating to Income Protection Insurance.

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REALM MORTGAGE PAYMENT PROTECTION

(ACCIDENT, SICKNESS AND UNEMPLOYMENT)

Mortgage Payment Protection helps to cover mortgage payments if you are prevented from earning due to sickness, accident or involuntary unemployment.




REALM MPPI 120

  • Monthly Benefit up to £2000
  • 12 Months Claim Period
  • Able to cover Additional Monthly Benefits
  • 120 Days Unemployment Exclusion Period
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Please read the Insurance Product Information Document (IPID) which is a summary of the key information relating to Mortgage Payment Protection Insurance.

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Things To Consider:

  • 1. If you stop paying your premiums you will not be able to claim on your policy.
  • 2. Inflation may erode the value of your benefit amount.
  • 3. Premiums paid may exceed the value of the benefit amount.
  • 4. IMPORTANT: If at the time of application your employer is going or about to go through any consultation, restructure or redundancy process this could affect an unemployment claim.

PLEASE NOTE THAT WE SELL OUR PRODUCTS ON A NON-ADVISED BASIS ONLY. IF YOU NEED ADVICE PLEASE CONTACT AN INDEPENDENT FINANCIAL ADVISER.

You may be able to find an Independent Financial Adviser at http://www.thepfs.org

The EU Online Dispute Resolution Platform

The European Union offers an Online Dispute Resolution Platform which may assist some customers with a complaint. You can access this Platform at http://ec.europa.eu/consumers/odr/



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