Income Protection Insurance is designed to pay you a monthly income for up to 12 months per claim if you are prevented from earning an income due to an accident, sickness or involuntary unemployment. In addition, We have partnered with SQUAREHEALTH to provide a suite of medical services through mobile app e.g. 24/7 access to GP, second medical opinion service, mental health and physiotherapy services. SQUAREHEALTH services provided are not optional.
Please read the Insurance Product Information Document (IPID) which is a summary of the key information relating to Income Protection Insurance.
• IPID
• Frequently Asked Questions (FAQs)
The Realm Income Protection has a maximum monthly benefit of £2500 and a 120 days unemployment exclusion period.
Excess Period | Benefit Paid After |
---|---|
0 | 31 days (backdated to day 0) |
30 | 61 days (backdated to day 30) |
60 | 91 days (backdated to day 60) |
Please refer to full policy wording for details.
There are some things that you are not covered for. These are generally anything you already knew about when applying for the policy or anything that is caused by deliberate or illegal acts on your part, ie;
Any sickness, condition or injury whether diagnosed or not about which you knew or should reasonably have known at the policy start date or had seen or arranged to see a doctor during the 12 months prior to the policy start date.
Full details can be found in the policy details page. You must read through this document to ensure the policy is suitable for you.
Please read the Insurance Product Information Document (IPID) which is a summary of the key information relating to Income Protection Insurance.
• IPID
• Frequently Asked Questions (FAQs)
The Realm Income Protection has a maximum monthly benefit of £2000 and a 90 days unemployment exclusion period.
Excess Period | Benefit Paid After |
---|---|
0 | 31 days (backdated to day 0) |
30 | 61 days (backdated to day 30) |
60 | 91 days (backdated to day 60) |
Please refer to full policy wording for details.
There are some things that you are not covered for. These are generally anything you already knew about when applying for the policy or anything that is caused by deliberate or illegal acts on your part, ie;
Any sickness, condition or injury whether diagnosed or not about which you knew or should reasonably have known at the policy start date or had seen or arranged to see a doctor during the 12 months prior to the policy start date.
Full details can be found in the policy details page. You must read through this document to ensure the policy is suitable for you.
Please read the Insurance Product Information Document (IPID) which is a summary of the key information relating to Income Protection Insurance.
• IPID
• Frequently Asked Questions (FAQs)
The Realm Income Protection has a maximum monthly benefit of £1500 and a 120 days unemployment exclusion period.
Excess Period | Benefit Paid After |
---|---|
0 | 31 days (backdated to day 0) |
30 | 61 days (backdated to day 30) |
60 | 91 days (backdated to day 60) |
Please refer to full policy wording for details.
There are some things that you are not covered for. These are generally anything you already knew about when applying for the policy or anything that is caused by deliberate or illegal acts on your part, ie;