Realm Life Insurance - INSTANT COVER WITH SIMPLE UNDERWRITING
With Realm Protection you can get life cover without the need for lengthy application forms, a medical or underwriting delays.
Realm Protection offer:
How it works?
Your Realm plan will pay a lump sum of money if one of the lives covered dies during the term of the policy. All you need to do is choose how much cover you want, how long you would like to be covered for and whether you need level or decreasing cover.
These 2 options are explained below in order to help you make the right choice:
Level cover
Provides a one-off cash sum if you die within the cover period
Also pays out if you should unfortunately be diagnosed with a terminal illness during the cover period
The cover amount is fixed from the start date and won't change
Premiums are calculated at outset and remain the same over the term of the policy
Also can be used to cover the fixed amount on an interest only mortgage or loan, where the amount you owe stays the same year on year
Decreasing cover
Provides a one-off cash sum if you die within the cover period
Also pays out if you should unfortunately be diagnosed with a terminal illness during the cover period
Cover amount decreases monthly over time, meaning your payout will be less than what you were initially covered for.
Can be used to cover the reducing amount owed on a capital and interest repayment mortgage or loan, where the amount you owe decreases year on year
Premiums are calculated at outset and remain the same over the term of the policy
Partnered with Covèa Life
Realm Protection has arranged this cover which is underwritten by Covèa Life.
Who are Covèa Life?
Covèa Life is an insurance underwriter who specialise in Term Life, both on a level and decreasing basis, along with optional terminal and critical illness cover. In addition, they offer Simple Term Life as well as Guaranteed Acceptance Over-50 Products.
